Licenses

The SAFE ACT requires each Mortgage Loan Originator to obtain a unique identifier to facilitate the electronic tracking of loan originators, and the uniform identification of, and public access to, the employment history and publicly adjudicated disciplinary and enforcement actions against a mortgage loan originator. In order to effectuate this requirement, a mortgage loan originator and the employing institution must ensure that the consumer has access to the originator’s unique identifier. This access must be made available early enough in the relationship with the originator to enable the consumer to access the Registry before the consumer commits to the mortgage loan transaction. An Agency-regulated institution may comply with the requirement in a number of ways. For example, the institution may choose to direct consumers to a listing of registered mortgage loan originators and their unique identifiers on its Web site; post this information prominently in a publicly accessible place, such as a branch office lobby or lending office reception area; and/or establish a process to ensure that institution personnel provide the unique identifier of a registered mortgage loan originator to consumers who request it from employees other than the Mortgage Loan Originator.

To verify this company or an individual please visit the Nationwide Mortgage Licensing System and Registry at http://www.nmlsconsumeraccess.org/

Bert Carpenter NMLS# 40586
NOVA Home Loans NMLS# 3087