Paperwork Needed

To apply for a loan, you will have to provide your LoansA2z team member with detailed documentation of your financial history. We will request a tri-merge credit report from a credit agency and will verify the information provided in your loan application. Be prepared to provide:

• Name, Address and Social Security numbers for both you and any co-borrowers
• Copy of Drivers License, Passport or other Government issued Photo ID card
• Copies of checking and savings accounts statements for the past two months
• Evidence of any other assets such as stocks, bonds, IRA or other retirement plan such as a 401k or 403b plan
• Recent paycheck stubs.  Most investors require at least the last 30 days of pay stubs
• W-2 forms, and income tax returns for the past two years to verify your income and proof of employment
• The name and address of someone who can verify your employment
• Residence history for the past two years
  
  Once your offer has been accepted...
   
• Sales contract for the purchase of a new home
• Homeowner's association information with contact information if property is a condo or part of a homeowner's association