Refinancing
Refinancing is often used to lower your interest rate. If rates have dropped since you last financed your home, you may want to consider refinancing. Other common reasons to refinance include paying off a balloon payment, converting an adjustable rate loan to a fixed rate loan or to extract cash equity in your home (cash out). A few reasons for cashing out include: home improvement, an education fund, and consolidating debt.
Another way to convert equity in your home to cash is a "home equity" loan. A "home equity" loan is an alternative to refinancing if your home loan has a very low rate compared to current interest rates or if you have a prepayment penalty on your loan.
Benefits:
- Reduce Your Interest Rate
- Lower Your Monthly Payment
- Cash Out Equity for Home Improvements
- Consolidate Debt
- Shorten Your Term and Save Thousand's in Interest
To Refinance You'll Need:
- Current Appraisal and Analysis
-
Verification of Assets and Income
Click Here To See Paperwork Needed
Refinance
We can help you lock in a long term fixed rate. More and more folks like you are opting for shorter 15 & 20 year terms. Cash out for almost any purpose or no cash out, It's really your call.
Purchase
Purchasing a home is probably one of the biggest investments you'll ever make. Making sure you have the right financing is just as important, and just a click away. We are here to help you.
FHA loans
There are lots of good reasons to choose an FHA loan. We also offer Conventional, VA and USDA loans as well.
