The LoansA2z Team

Toll Free: 888-889-9950

Direct: 480-889-9000

  • We work for YOU
  • In-House Underwriting
  • In-House Funding
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The LoansA2z Team
® Home Loans

At NOVA® Home Loans, you are not just another number.  You are

                                Numero Uno,
                                                                  You know...


Unlike most Loan Originators who chose lending as a second career, Bert Carpenter chose lending in 1976 and chose to specialize in Mortgage Lending in 1998.

As the Leader of The LoansA2z team, Bert brings over 35 years in the Financial Services industry to help you with your specific mortgage needs.
We specialize in the following Mortgage Loans:  
Certified by the National Association of Mortgage Professionals as a Certified  Mortgage Consultant, Bert is Licensed in Arizona, California and Washington.  Bert is proud to be Arizona's first recipient of the Lending Integrity Seal of Distinction, awarded by the National Association of Mortgage Professionals.

Let us show you what we can do for you.
Although The LoansA2z Team is located in Chandler, Arizona, we offer unparalleled mortgage and refinance service to clients throughout Arizona, California and Washington.  Need Mortgage Services in other states?
We can help, just ask
Find the solution that fits your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.


Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.


Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.